Tips for Raising Kids on a Budget

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As every mom knows, there are just times when you can’t make ends meet and you are literally robbing Peter to pay Paul. Actually, there are some things you can do to make raising kids on a budget so much easier but you’ve probably never thought about it. Looking to cut back on expenses in order to have more money to go around? Try some of the following tips to help you stretch the little money you have.

Recycling Is Good for More than the Ecology

Most cities around the country will pay for cans and plastic bottles that you are now throwing away. While there is little hope of getting money back for paper goods, all those soda cans can add up at the end of the month! Why not keep them in a separate bag and make just one monthly run to the local recycling center?

Buy Gently Used Products

There is absolutely nothing wrong with shopping at thrift stores. In fact, sometimes you can even find brand new merchandise with the original tags still attached for pennies on the dollar. From clothing to furniture to appliances and housewares, you can find just about anything whatsoever at a thrift store and save a good amount of money in the process.

How to Save on Car Insurance

If you have a car, then you know just how expensive car insurance can be. There are ways to work around this if you know where to look. The first thing you can do is look at companies known to have lower rates and perhaps compare pricing from one company to the next. If you don’t know where to start, just click here to begin getting a quote. Also, if you purchase multiple policies from the same company or have multiple cars insured, you are likely to qualify for a discount. Don’t forget to ask!

Coupons and Voucher Codes

Do you have a cell phone? If so, why not sign up online to have coupons sent directly to your phone? In this way you will not need to print paper coupons because new technology is making it possible to use the digital (electronic) information about that coupon right at the register. More and more stores are instituting paperless coupons and voucher codes, so take advantage of as many as you possibly can. You just might find that with coupons you can get quality name-brand products at a cost lower than generics.

Other things you might try is passing down clothes from one child to the next or learning to sew so that you can alter clothes to fit instead of throwing out perfectly good articles of clothing. Cook casseroles one day a week so that you have food for several days, thereby reducing the amount of gas or electric you are using on a weekly basis when several are cooked at once. Buy in bulk if possible and remember the old adage “Waste not, want not.” Are you a mom working on a very tight budget? Stop to think about where you are spending the most money and with a little bit of ingenuity you will find other ways to save a substantial amount. It’s worth the effort!

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