Families and individuals who are struggling financially may think that they are all alone and that they have nowhere to turn, but the truth is that there are actually many ways that the government can help you.
Check out the information below to learn about a few of the ways that the government can assist you if you are having trouble making ends meet.
Get a Free Cell Phone, Along with Free Cell Phone Service
Because a cell phone is considered a basic necessity that is required to apply for work, as well as to get medical attention whenever necessary, the government has a program at http://freegovernmentcellphone.net/ called The Lifeline Assistance Program.
This program is also referred to as “Obama phones” or “free government cell phones,” and it helps to cover the high costs of having a cell phone and service to keep it on every month.
You may qualify if you have a low income or you receive other forms of assistance, such as Medicaid, Section 8, Food Stamps, Energy Assistance, School Lunch Program, or SSI.
Receive Help Paying Your Mortgage or Rent
A lot of state, as well as local, governments have assistance programs that are designed to help people pay or refinance their mortgages. This is done as a means to reduce and even stop foreclosures, so if you are struggling to pay off your mortgage, or you need assistance with refinancing, look into your state’s available programs.
There are also financial aid programs in many states. These are designed to help you pay for a variety of housing expenses, such as childcare expenses, health care, and electric bills.
In addition to helping you pay your mortgage, the government can also assist you with paying for rent. Section 8, also known as the Housing Choice Voucher Program, will provide you with vouchers that you can use to pay the rent you owe each month.
Get Health Insurance Coverage
Health insurance is a basic necessity, but because the costs are so high, it can be difficult to afford it. If you are a low income earner or you are currently unemployed, though, you can apply for Medicaid.
If your state participated in the expansion of Medicaid, you may qualify for it today even though you may not have qualified for it in the past. So check if your state is participating, and then find out what your particular eligibility requirements are based upon your family size and your income. You may be surprised that you do qualify and you can get the health insurance you need.
Finding Affordable, Quality Daycare for Your Kids
Working single parents often have a hard time finding great daycare centers for their kids that they can afford. But with public assistance programs from your state’s Department of Health and Human Services, you can access grants that will give you access to free, or at least cheap, daycare.
The government has many helpful programs in place to assist those who are struggling financially. Whether you can’t find a job but you need a cell phone, you need health insurance but you don’t earn enough money to afford the premiums, or you need help paying your mortgage, do your research to see