Thinking about getting life insurance to protect your children in the event something happens to you or your husband? Thinking you’d rather get all your teeth pulled than have to deal with a life insurance company? You’re not alone. In fact, enough people felt the way you do, that Ethos was born. Ethos makes life insurance simple and accessible. You don’t have to shop around at different offices and can apply online for free. No pushy salespeople or hidden fees. Most people don’t even need medical exams.
For many, buying life insurance the traditional way is a frustrating and overwhelming experience. It can take weeks, dealing with pushy commissioned salespeople, mandatory medical exams plus blood and urine tests. Which is no fun for those of us who don’t love extra tests and needles. Ethos is different. Their online buying experience puts you in the driver’s seat, providing coverage for all financial situations. It literally takes 10 minutes to apply, and it doesn’t cost you a dime to do it. Most healthy people get approved instantly. Yup, say goodbye to that weeklong process of pulling your hair out.
To keep things easy, Ethos focuses solely on term life insurance, which is much more affordable and simpler than other types of life insurance. Maybe you’re asking what term life insurance is? It’s life insurance that covers you for a set amount of time. Ethos offers policies in 10, 15, 20, or 30-year terms. You make monthly payments, and if you pass away while the policy is in effect, a pre-set cash payment is paid to whomever you name as a beneficiary. At the end of the term, the policy expires and is no longer in effect.
Ethos provides the benefits of a modern consumer experience and the security of a major life insurance company. Ethos has partnered with Assurity, an “Excellent” rated life insurance company with 130 years of experience. Most claims are paid within 10 days, and they will help your family through the process. $1/day could buy your family $1m of coverage for 20 years. And they are available anytime via phone or email to answer your questions.
The need for life insurance depends on what stage of life you are in. You should probably get covered if you have someone you want to protect financially in the event you pass away, such as a spouse or children. When the household is dependent on one wage earner, there is a great need for life insurance that will financially provide for the future and help keep your family finances intact in the event of an untimely death. That way in the case of a family tragedy you can focus on healing and rebuilding, rather than scurrying to figure out how to stay afloat. Life insurance can provide your family with the help it needs in those events we hope to avoid ever experiencing but want to be prepared for. If you are looking for no-hassle life insurance for your family, try Ethos.
Click here to visit the Ethos Website.
Disclaimer: I have teamed up with Ethos in support of this campaign. We received compensation for participation in this campaign. However, all thoughts and opinions are my own.